Monday Money

This is a look at some of the best interest rates for deposits and loans from national banks and lenders.   (Surveyed Monday morning March 15, 2010)  For Daily Mortgage Rate Updates see: http://www.moneycafe.com/personal/featured/homerefinanceloans.htm

       Bank Savings Account 1 Year CD 3 Year CD
Ally Bank 1.29% 1.57% 2.44%
American Express 1.30% 1.50% 2.25%
Discover Bank 1.35% 1.60% 2.40%
Dollar Savings 1.30%    
EverBank 1.51% 1.49% 1.99%
HSBC Advance 1.10% 1.01% 1.60%
ING Direct 1.10% 1.10% 1.25%
WT Direct 1.16%    
Money Aisle (get bid) (get bid) (get bid)

Rates are APY (Annual Percentage Yield)
Assumption: $10,000 deposit

MortgageLender   5/1
 Adjustable Rate
30 Year
Fixed Rate
Bank of America   3.450% 4.999%
Chase Mortgage   3.523% 5.052%
Citibank Mortgage     5.093%
GMAC Mortgage   3.628% 4.884%
Quicken Loans   3.525% 5.010%
Wells Fargo   3.519% 5.065%
Lending Tree   (get quotes) (get quotes)

Rates are APR (Annual Percentage Rate)
Assumptions when available:  $320,000 conforming loan,
20% down, excellent credit, documented income,
priced with approximately 1 point loan cost (+/- .50 point)
California property  (Rates typically surveyed between Friday and Monday)

Monday Money

This is a look at some of the best interest rates for deposits and loans from national banks and lenders.   (Surveyed Monday March 8, 2010 after close of business.)  For Daily Mortgage Rate Updates see: http://www.moneycafe.com/personal/featured/homerefinanceloans.htm

       Bank Savings Account 1 Year CD 3 Year CD
Ally Bank 1.30% 1.58% 2.49%
American Express 1.30% 1.50% 2.25%
Discover Bank 1.35% 1.60% 2.40%
Dollar Savings 1.30%    
EverBank 1.51% 1.49% 2.15%
HSBC Advance 1.10% 1.01% 1.60%
ING Direct 1.10% 1.10% 1.25%
WT Direct 1.26%    
Money Aisle (get bid) (get bid) (get bid)

Rates are APY (Annual Percentage Yield)
Assumption: $10,000 deposit

MortgageLender   5/1
 Adjustable Rate
30 Year
Fixed Rate
Bank of America   3.445% 5.002%
Chase Mortgage   3.488% 5.133%
Citibank Mortgage     5.082%
GMAC Mortgage   3.628% 4.895%
Quicken Loans   3.525% 5.093%
Wells Fargo   3.519% 5.065%
Lending Tree   (get quotes) (get quotes)

Rates are APR (Annual Percentage Rate)
Assumptions when available:  $320,000 conforming loan,
20% down, excellent credit, documented income,
priced with approximately 1 point loan cost (+/- .50 point)
California property  (Rates typically surveyed between Friday and Monday)

Monday Money

This is a look at some of the best interest rates for deposits and loans from national banks and lenders.   (Surveyed Monday afternoon March 1, 2010)  For Daily Mortgage Rate Updates see http://www.moneycafe.com/personal/featured/homerefinanceloans.htm

       Bank Savings Account 1 Year CD 3 Year CD
Ally Bank 1.39% 1.59% 2.49%
American Express 1.50% 1.50% 2.25%
Discover Bank 1.35% 1.60% 2.50%
Dollar Savings 1.40%    
EverBank 1.51% 1.49% 2.20%
HSBC Advance 1.10% 1.01% 1.60%
ING Direct 1.15% 1.25% 1.50%
WT Direct 1.26%    
Money Aisle (get bid) (get bid) (get bid)

Rates are APY (Annual Percentage Yield)
Assumption: $10,000 deposit

Mortgage

Lender

  5/1
 Adjustable Rate
30 Year
Fixed Rate
Bank of America   3.463% 5.031%
Chase Mortgage   3.466% 5.050%
Citibank Mortgage     5.060%
GMAC Mortgage   3.617% 4.884%
Quicken Loans   3.525% 4.940%
Wells Fargo   3.519% 5.065%
Lending Tree   (get quotes) (get quotes)

Rates are APR (Annual Percentage Rate)
Assumptions when available:  $320,000 conforming loan,
20% down, excellent credit, documented income,
priced with approximately 1 point loan cost (+/- .50 point)
California property  (Rates typically surveyed between Friday and Monday)

Monday Money

This is a look at some of the best interest rates for deposits and loans from national banks and lenders.   (Surveyed Monday afternoon February 22, 2010)  For Daily Mortgage Rate Updates see: http://www.moneycafe.com/personal/featured/homerefinanceloans.htm

       Bank Savings Account 1 Year CD 3 Year CD
Ally Bank 1.39% 1.59% 2.49%
American Express 1.50% 1.50% 2.25%
Discover Bank 1.35% 1.70% 2.50%
Dollar Savings 1.40%    
EverBank 1.51% 1.55% 2.20%
HSBC Advance 1.20% 1.25% 1.60%
ING Direct 1.15% 1.25% 1.50%
WT Direct 1.26%    
Money Aisle (get bid) (get bid) (get bid)

Rates are APY (Annual Percentage Yield)
Assumption: $10,000 deposit

MortgageLender   5/1
 Adjustable Rate
30 Year
Fixed Rate
Bank of America   3.503% 5.182%
Chase Mortgage   3.522% 5.258%
Citibank Mortgage     5.186%
GMAC Mortgage   3.667% 5.009%
Quicken Loans   3.650% N/A
Wells Fargo   3.564% 5.318%
Lending Tree   (get quotes) (get quotes)

Rates are APR (Annual Percentage Rate)
Assumptions when available:  $320,000 conforming loan,
20% down, excellent credit, documented income,
priced with approximately 1 point loan cost (+/- .50 point)
California property  (Rates typically surveyed between Friday and Monday)

February 22nd, 2010|Banking, Loans, Mortgage Rates|

Monday Money

This is a look at some of the best interest rates for deposits and loans from national banks and lenders.   (Surveyed Tuesday afternoon February 16, 2010)  For Daily Mortgage Rate Updates see http://www.moneycafe.com/personal/featured/homerefinanceloans.htm

Bank Savings Account 1 Year CD 3 Year CD
Ally Bank 1.44% 1.64% 2.49%
American Express 1.50% 1.50% 2.25%
Discover Bank 1.35% 1.70% 2.50%
Dollar Savings 1.40%    
EverBank 1.17% 1.55% 2.20%
HSBC Advance 1.20% 1.25% 1.60%
ING Direct 1.20% 1.50% 1.50%
WT Direct 1.41%    
Money Aisle (get bid) (get bid) (get bid)

Rates are APY (Annual Percentage Yield)
Assumption: $10,000 deposit

Mortgage

Lender

  5/1
 Adjustable Rate
30 Year
Fixed Rate
Bank of America   3.463% 5.037%
Chase Mortgage   3.522% 5.050%
Citibank Mortgage     5.071%
GMAC Mortgage   3.792% 5.009%
Quicken Loans   3.455% 5.037%
Wells Fargo   3.564% 5.065%
Lending Tree   (get quotes) (get quotes)

Rates are APR (Annual Percentage Rate)
Assumptions when available:  $320,000 conforming loan,
20% down, excellent credit, documented income,
priced with approximately 1 point loan cost (+/- .50 point)
California property  (Rates typically surveyed between Friday and Monday)

February 16th, 2010|Banking, Loans, Mortgage Rates|