This is a look at some of the best interest rates for deposits and loans from national banks and lenders.   (Surveyed Monday morning March 15, 2010)  For Daily Mortgage Rate Updates see: http://www.moneycafe.com/personal/featured/homerefinanceloans.htm

       Bank Savings Account 1 Year CD 3 Year CD
Ally Bank 1.29% 1.57% 2.44%
American Express 1.30% 1.50% 2.25%
Discover Bank 1.35% 1.60% 2.40%
Dollar Savings 1.30%    
EverBank 1.51% 1.49% 1.99%
HSBC Advance 1.10% 1.01% 1.60%
ING Direct 1.10% 1.10% 1.25%
WT Direct 1.16%    
Money Aisle (get bid) (get bid) (get bid)

Rates are APY (Annual Percentage Yield)
Assumption: $10,000 deposit

MortgageLender   5/1
 Adjustable Rate
30 Year
Fixed Rate
Bank of America   3.450% 4.999%
Chase Mortgage   3.523% 5.052%
Citibank Mortgage     5.093%
GMAC Mortgage   3.628% 4.884%
Quicken Loans   3.525% 5.010%
Wells Fargo   3.519% 5.065%
Lending Tree   (get quotes) (get quotes)

Rates are APR (Annual Percentage Rate)
Assumptions when available:  $320,000 conforming loan,
20% down, excellent credit, documented income,
priced with approximately 1 point loan cost (+/- .50 point)
California property  (Rates typically surveyed between Friday and Monday)