This is a look at some of the best interest rates for deposits and loans from national banks and lenders. (Surveyed Monday March 8, 2010 after close of business.) For Daily Mortgage Rate Updates see: https://www.moneycafe.com/personal/featured/homerefinanceloans.htm
| Bank | Savings Account | 1 Year CD | 3 Year CD |
| Ally Bank | 1.30% | 1.58% | 2.49% |
| American Express | 1.30% | 1.50% | 2.25% |
| Discover Bank | 1.35% | 1.60% | 2.40% |
| Dollar Savings | 1.30% | ||
| EverBank | 1.51% | 1.49% | 2.15% |
| HSBC Advance | 1.10% | 1.01% | 1.60% |
| ING Direct | 1.10% | 1.10% | 1.25% |
| WT Direct | 1.26% | ||
| Money Aisle | (get bid) | (get bid) | (get bid) |
Rates are APY (Annual Percentage Yield)
Assumption: $10,000 deposit
| MortgageLender | 5/1 Adjustable Rate | 30 Year Fixed Rate | |
| Bank of America | 3.445% | 5.002% | |
| Chase Mortgage | 3.488% | 5.133% | |
| Citibank Mortgage | 5.082% | ||
| GMAC Mortgage | 3.628% | 4.895% | |
| Quicken Loans | 3.525% | 5.093% | |
| Wells Fargo | 3.519% | 5.065% | |
| Lending Tree | (get quotes) | (get quotes) |
Rates are APR (Annual Percentage Rate)
Assumptions when available: $320,000 conforming loan,
20% down, excellent credit, documented income,
priced with approximately 1 point loan cost (+/- .50 point)
California property (Rates typically surveyed between Friday and Monday)