This is a look at some of the best interest rates for deposits and loans from national banks and lenders.   (Surveyed Tuesday afternoon February 16, 2010)  For Daily Mortgage Rate Updates see http://www.moneycafe.com/personal/featured/homerefinanceloans.htm

Bank Savings Account 1 Year CD 3 Year CD
Ally Bank 1.44% 1.64% 2.49%
American Express 1.50% 1.50% 2.25%
Discover Bank 1.35% 1.70% 2.50%
Dollar Savings 1.40%    
EverBank 1.17% 1.55% 2.20%
HSBC Advance 1.20% 1.25% 1.60%
ING Direct 1.20% 1.50% 1.50%
WT Direct 1.41%    
Money Aisle (get bid) (get bid) (get bid)

Rates are APY (Annual Percentage Yield)
Assumption: $10,000 deposit

Mortgage

Lender

  5/1
 Adjustable Rate
30 Year
Fixed Rate
Bank of America   3.463% 5.037%
Chase Mortgage   3.522% 5.050%
Citibank Mortgage     5.071%
GMAC Mortgage   3.792% 5.009%
Quicken Loans   3.455% 5.037%
Wells Fargo   3.564% 5.065%
Lending Tree   (get quotes) (get quotes)

Rates are APR (Annual Percentage Rate)
Assumptions when available:  $320,000 conforming loan,
20% down, excellent credit, documented income,
priced with approximately 1 point loan cost (+/- .50 point)
California property  (Rates typically surveyed between Friday and Monday)