This is a look at some of the best interest rates for deposits and loans from national banks and lenders.  (Surveyed Monday afternoon.)  For Daily Mortgage Rate Updates in your area see: http://www.moneycafe.com/personal/featured/homerefinanceloans.htm

Bank Savings Account 1 Year CD 3 Year CD
Ally Bank 1.50% 1.84% 2.49%
American Express 1.50% 1.50% 2.25%
     
Discover Bank 1.60% 1.85% 2.60%
Dollar Savings 1.50%    
EverBank 1.51% 1.65% 2.25%
HSBC Direct 1.35% 1.25% 1.60%
ING Direct 1.30% 1.75% 1.50%
WT Direct 1.41%    
Money Aisle (get bid) (get bid) (get bid)

Rates are APY (Annual Percentage Yield)
Assumption: $10,000 deposit

MortgageLender   5/1
 Adjustable Rate
30 Year
Fixed Rate
Bank of America   3.705% 5.272%
Chase Mortgage   3.786% 5.269%
Citibank Mortgage     5.347%
GMAC Mortgage   3.780% 5.295%
Quicken Loans   3.765% 5.220%
Wells Fargo   3.738% 5.444%
Lending Tree   (get quotes) (get quotes)

Rates are APR (Annual Percentage Rate)
Assumptions when available:  $320,000 conforming loan,
20% down, excellent credit, documented income,
priced with approximately 1 point loan cost (+/- .50 point)
California property  (Rates typically surveyed between Friday and Monday)