This is a look at some of the best interest rates for deposits and loans from national banks and lenders. (Surveyed Thursday afternoon on December 31st. )
Bank | Savings Account | 1 Year CD | 3 Year CD |
| Ally Bank | 1.50% | 1.84% | 2.49% |
| American Express | 1.50% | 1.50% | 2.25% |
| Capital One | 1.60% | 0.50% | 1.90% |
| Discover Bank | 1.60% | 1.85% | 2.60% |
| Dollar Savings | 1.50% | ||
| EverBank | 1.77% | 1.65% | 2.25% |
| HSBC Direct | 1.35% | 1.25% | 1.60% |
| ING Direct | 1.30% | 1.75% | 1.50% |
| WT Direct | 1.41% | ||
| Money Aisle |
Rates are APY (Annual Percentage Yield)
Assumption: $10,000 deposit
Mortgage Lender |
| 5/1 | 30 Year |
| Bank of America | 3.717% | 5.296% | |
| Chase Mortgage | 3.822% | 5.292% | |
| Citibank Mortgage | 5.386% | ||
| GMAC Mortgage | 4.033% | 5.398% | |
| Quicken Loans | 3.800% | 5.324% | |
| Wells Fargo | 3.738% | 5.444% | |
| Lending Tree |
Rates are APR (Annual Percentage Rate)
Assumptions when available: $320,000 conforming loan,
20% down, excellent credit, documented income,
priced with approximately 1 point loan cost (+/- .50 point)
California property (Rates typically surveyed between Friday and Monday)