This is a look at some of the best interest rates for deposits and loans from national banks and lenders.  (Surveyed Monday morning.)

Bank

Savings Account

1 Year CD

3 Year CD

Ally Bank

1.50%

1.85%

2.55%

American Express

1.70%

1.75%

2.50%

Capital One

1.60%

0.50%

1.90%

Discover Bank

1.75%

1.85%

2.60%

Dollar Savings

1.50%

 

 

EverBank

1.77%

1.55%

2.20%

HSBC Direct

1.35%

1.25%

1.60%

ING Direct

1.30%

2.00%

1.50%

WT Direct

1.51%

 

 

Money Aisle

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Rates are APY (Annual Percentage Yield)
Assumption: $10,000 deposit

Mortgage

Lender

 

5/1
 Adjustable Rate

30 Year
Fixed Rate

Bank of America

 

3.636%

4.989%

Chase Mortgage

 

3.593%

5.039%

Citibank Mortgage

 

 

5.052%

GMAC Mortgage

 

3.749%

5.042%

Quicken Loans

 

3.628%

4.955%

Wells Fargo

 

3.647%

5.065%

Lending Tree

 

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Rates are APR (Annual Percentage Rate)
Assumptions when available:  $320,000 conforming loan,
20% down, excellent credit, documented income,
priced with approximately 1 point loan cost (+/- .50 point)
California property  (Rates typically surveyed between Friday and Monday)