This is a look at some of the best interest rates for deposits and loans from national banks and lenders. (Surveyed Monday afternoon.)
Bank | Savings Account | 1 Year CD | 3 Year CD |
Ally Bank | 1.59% | 1.89% | 2.55% |
American Express | 1.70% | 1.75% | 2.50% |
Capital One | 1.60% | 0.50% | 1.90% |
Discover Bank | 1.75% | 1.85% | 2.60% |
Dollar Savings | 1.50% |
|
|
EverBank | 1.77% | 1.65% | 2.20% |
HSBC Direct | 1.35% | 1.25% | 1.60% |
ING Direct | 1.30% | 1.75% | 1.50% |
WT Direct | 1.51% |
|
|
Money Aisle |
Rates are APY (Annual Percentage Yield)
Assumption: $10,000 deposit
Mortgage Lender |
| 5/1 | 30 Year |
Bank of America |
| 3.641% | 5.014% |
Chase Mortgage |
| 3.568% | 5.028% |
Citibank Mortgage |
|
| 5.041% |
GMAC Mortgage |
| 3.823% | 5.013% |
Quicken Loans |
| 3.628% | 4.944% |
Wells Fargo |
| 3.647% | 5.065% |
Lending Tree |
|
Rates are APR (Annual Percentage Rate)
Assumptions when available: $320,000 conforming loan,
20% down, excellent credit, documented income,
priced with approximately 1 point loan cost (+/- .50 point)
California property (Rates typically surveyed between Friday and Monday)