Monday Money

This is a look at some of the best interest rates for deposits and loans from national banks and lenders.  (Surveyed Tuesday afternoon.)

Bank

Savings Account

1 Year CD

3 Year CD

Ally Bank

1.64%

1.99%

2.55%

American Express

1.70%

1.75%

2.50%

Capital One

1.70%

0.50%

2.00%

Discover Bank

1.75%

1.90%

2.60%

Dollar Savings

1.60%

 

 

EverBank

1.77%

1.70%

2.25%

HSBC Direct

1.35%

1.50%

1.60%

ING Direct

1.30%

1.75%

1.50%

WT Direct

1.51%

 

 

Money Aisle

(get bid)

(get bid)

(get bid)

Rates are APY (Annual Percentage Yield)
Assumption: $10,000 deposit

Mortgage

Lender

 

5/1
 Adjustable Rate

30 Year
Fixed Rate

Bank of America

 

3.602%

5.138%

Chase Mortgage

 

3.523%

5.006%

Citibank Mortgage

 

 

5.008%

GMAC Mortgage

 

3.647%

4.757%

Quicken Loans

 

3.647%

4.807%

Wells Fargo

 

3.556%

5.065%

Lending Tree

 

(get quotes)

(get quotes)

Rates are APR (Annual Percentage Rate)
Assumptions when available:  $320,000 conforming loan,
20% down, excellent credit, documented income,
priced with approximately 1 point loan cost (+/- .50 point)
California property  (Rates typically surveyed between Friday and Monday)

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