This is a look at some of the best interest rates for deposits and loans from national banks and lenders. (Surveyed Monday morning.)
Bank | Savings Account | 1 Year CD | 3 Year CD |
| Ally Bank | 1.75% | 2.00% | 2.75% |
| American Express | 1.85% | 1.75% | 2.75% |
| Bank of Internet | 1.75% | 1.70% | 2.25% |
| Capital One | 1.60% | 0.50% | 1.01% |
| Discover Bank | 2.00% | 1.95% | 2.75% |
| Dollar Savings | 1.70% |
|
|
| E*Trade Bank | 0.60% | 0.45% | 0.75% |
| EverBank | 1.77% | 1.81% | 2.25% |
| HSBC Direct | 1.35% | 1.85% | 1.60% |
| ING Direct | 1.30% | 1.85% | 1.50% |
| WT Direct | 1.66% |
|
|
| Money Aisle |
Rates are APY (Annual Percentage Yield)
Assumption: $10,000 deposit
Mortgage Lender |
| 5/1 | 30 Year |
| Bank of America |
| 3.754% | 5.160% |
| Chase Mortgage |
| 3.731% | 5.039% |
| Citibank Mortgage |
|
| 5.041% |
| GMAC Mortgage |
| 3.772% | 4.905% |
| Quicken Loans |
| 3.687% | N/A |
| Wells Fargo |
| 3.765% | 5.065% |
| Lending Tree |
|
Rates are APR (Annual Percentage Rate)
Assumptions when available: $320,000 conforming loan,
20% down, excellent credit, documented income,
priced with approximately 1 point loan cost (+/- .50 point)
California property (Rates Survey between Friday and Monday)