This is a look at some of the best interest rates for deposits and loans from national banks and lenders.  (Surveyed Monday afternoon.)

Bank

Savings Account

1 Year CD

3 Year CD

Ally Bank

1.75%

2.00%

2.70%

American Express

1.85%

1.75%

2.75%

Bank of Internet

1.75%

1.70%

2.25%

Capital One

1.60%

0.50%

1.01%

Discover Bank

2.00%

1.95%

2.75%

Dollar Savings

1.70%

 

 

E*Trade Bank

0.60%

0.45%

0.75%

EverBank

1.77%

1.85%

2.35%

HSBC Direct

1.45%

2.00%

1.60%

ING Direct

1.30%

1.85%

1.50%

WT Direct

1.66%

 

 

Money Aisle

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Rates are APY (Annual Percentage Yield)
Assumption: $10,000 deposit

Mortgage

Lender

 

5/1
 Adjustable Rate

30 Year
Fixed Rate

Bank of America

 

3.791%

5.160%

Chase Mortgage

 

3.766%

5.132%

Citibank Mortgage

 

 

5.167%

GMAC Mortgage

 

3.802%

5.020%

Quicken Loans

 

3.750%

5.048%

Wells Fargo

 

3.810%

5.191%

Lending Tree

 

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Rates are APR (Annual Percentage Rate)
Assumptions when available:  $320,000 conforming loan,
20% down, excellent credit, documented income,
priced with approximately 1 point loan cost (+/- .50 point)
California property  (Rates Survey between Friday and Monday)