This is a look at some of the best interest rates for deposits and loans from national banks and lenders. (Surveyed Monday afternoon.)
Bank | Savings Account | 1 Year CD | 3 Year CD |
Ally Bank | 1.70% | 2.00% | 2.70% |
American Express | 1.85% | 1.75% | 2.75% |
Bank of Internet | 1.75% | 1.70% | 2.25% |
Capital One | 1.60% | 0.50% | 1.01% |
Discover Bank | 2.00% | 2.00% | 2.75% |
Dollar Savings | 1.70% |
|
|
E*Trade Bank | 0.80% | 0.55% | 0.80% |
EverBank | 2.07% | 1.85% | 2.35% |
HSBC Direct | 1.45% | 2.00% | 1.60% |
ING Direct | 1.40% | 1.50% | 1.50% |
WT Direct | 1.76% |
|
|
Money Aisle |
Rates are APY (Annual Percentage Yield)
Assumption: $10,000 deposit
Mortgage Lender |
| 5/1 | 30 Year |
Bank of America |
| 3.917% | 5.275% |
Chase Mortgage |
| 3.918% | 5.154% |
Citibank Mortgage |
|
| 5.145% |
GMAC Mortgage |
| 3.802% | 5.157% |
Quicken Loans |
| 3.957% | 5.082% |
Wells Fargo |
| 3.892% | 5.318% |
Lending Tree |
|
Rates are APR (Annual Percentage Rate)
Assumptions when available: $320,000 conforming loan,
20% down, excellent credit, documented income,
priced with approximately 1 point loan cost (+/- .50 point)
California property (Rates Survey between Friday and Monday)