This is a look at some of the best interest rates for deposits and loans from national banks and lenders.  (Surveyed over the weekend.)  There was very little change in the rates over last weeks survey.  Most rates did not change at all.

Bank

Savings Account

1 Year CD

3 Year CD

Ally Bank

1.85%

2.00%

2.70%

American Express

1.85%

1.75%

2.75%

Capital One

1.75%

0.50%

1.01%

Discover Bank

2.00%

2.00%

2.75%

Dollar Savings

1.70%

 

 

E*Trade Bank

0.95%

0.55%

0.80%

EverBank

2.15%

1.75%

2.35%

HSBC Direct

1.55%

2.00%

1.60%

ING Direct

1.40%

1.50%

1.50%

WT Direct

1.76%

 

 

Money Aisle

(get bid)

(get bid)

(get bid)

Rates are APY (Annual Percentage Yield)
Assumption: $10,000 deposit

Mortgage

Lender

 

5/1
 Adjustable Rate

30 Year
Fixed Rate

Bank of America

 

4.008%

5.424%

Chase Mortgage

 

4.055%

5.384%

Citibank Mortgage

 

 

5.386%

GMAC Mortgage

 

4.374%

5.386%

Quicken Loans

 

 

5.416%

Wells Fargo

 

4.110%

5.444%

Lending Tree

 

(get quotes)

(get quotes)

Rates are APR (Annual Percentage Rate)
Assumptions when available:  $320,000 conforming loan,
20% down, excellent credit, documented income,
priced with approximately 1 point loan cost (+/- .50 point)
California property  (Rates Survey between Friday and Monday)