This is a look at some of the best interest rates for deposits and loans from national banks and lenders.  (Surveyed Monday morning.)

Bank

Savings Account

1 Year CD

3 Year CD

Ally Bank

2.00%

2.25%

2.85%

Capital One

1.75%

0.50%

1.01%

Discover Bank

2.00%

2.20%

3.10%

Dollar Savings

2.00%

 

 

E*Trade Bank

0.95%

0.70%

0.85%

HSBC Direct

1.55%

2.00%

1.60%

ING Direct

1.40%

1.50%

1.50%

WT Direct

1.76%

 

 

Money Aisle

(get bid)

(get bid)

(get bid)

Rates are APY (Annual Percentage Yield)
Assumption: $10,000 deposit

Mortgage

Lender

 

5/1
 Adjustable Rate

30 Year
Fixed Rate

Bank of America

 

4.088%

5.424%

Chase Mortgage

 

4.009%

5.280%

Citibank Mortgage

 

 

5.282%

GMAC Mortgage

 

4.489%

5.397%

Quicken Loans

 

 

5.209%

Wells Fargo

 

4.110%

5.444%

Lending Tree

 

(get quotes)

(get quotes)

Rates are APR (Annual Percentage Rate)
Assumptions when available:  $320,000 conforming loan,
20% down, excellent credit, documented income,
priced with approximately 1 point loan cost (+/- .25 point)
California property  (Rates Survey between Friday and Monday)