This is a look at some of the best interest rates for deposits and loans from national banks and lenders.  (Surveyed Friday evening.)

Bank

Savings Account

1 Year CD

3 Year CD

Ally Bank

1.95%

2.10%

2.70%

American Express

2.00%

1.75%

2.75%

Capital One

1.75%

0.50%

1.01%

Discover Bank

2.00%

2.10%

3.00%

Dollar Savings

2.00%

 

 

E*Trade Bank

0.95%

0.55%

0.80%

EverBank

2.15%

2.00%

2.35%

HSBC Direct

1.55%

2.00%

1.60%

ING Direct

1.40%

1.50%

1.50%

WT Direct

1.76%

 

 

Money Aisle

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Rates are APY (Annual Percentage Yield)
Assumption: $10,000 deposit

Mortgage

Lender

 

5/1
 Adjustable Rate

30 Year
Fixed Rate

Bank of America

 

3.999%

5.160%

Chase Mortgage

 

3.883%

5.050%

Citibank Mortgage

 

 

5.052%

GMAC Mortgage

 

4.259%

5.030%

Quicken Loans

 

 

5.059%

Wells Fargo

 

4.064%

5.191%

Lending Tree

 

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Rates are APR (Annual Percentage Rate)
Assumptions when available:  $320,000 conforming loan,
20% down, excellent credit, documented income,
priced with approximately 1 point loan cost (+/- .50 point)
California property  (Rates Survey between Friday and Monday)