This is a look at some of the best interest rates for deposits and loans from national banks and lenders.  (Surveyed Monday morning.)

Bank

Savings Account

1 Year CD

3 Year CD

Capital One

1.75%

0.50%

1.50%

Discover Bank

1.75%

2.30%

3.15%

Dollar Savings

2.00%

 

 

E*Trade Bank

0.95%

0.70%

0.85%

Ally Bank

2.05%

2.49%

3.00%

HSBC Direct

1.55%

2.00%

1.75%

ING Direct

1.50%

1.50%

1.50%

WT Direct

1.76%

 

 

Money Aisle

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Rates are APY (Annual Percentage Yield)
Assumption: $10,000 deposit

Mortgage

Lender

 

5/1
 Adjustable Rate

30 Year
Fixed Rate

Bank of America

 

4.319%

5.803%

Chase Mortgage

 

4.512%

5.647%

Citibank Mortgage

 

 

5.855%

GMAC Mortgage

 

 

Unavailable

Quicken Loans

 

 

5.577%

Wells Fargo

 

4.539%

5.824%

Lending Tree

 

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Rates are APR (Annual Percentage Rate)
Assumptions when available:  $320,000 conforming loan,
20% down, excellent credit, documented income,
priced with approximately 1 point loan cost (+/- .25 point)
California property  (Rates Survey between Friday and Monday)