This is a look at some of the best interest rates for deposits and loans from national banks and lenders.  (Surveyed Monday afternoon.)

Bank

Savings Account

1 Year CD

3 Year CD

Capital One

2.01%

0.75%

2.00%

Discover Bank

1.75%

2.35%

3.10%

Dollar Savings

2.05%

 

 

E*Trade Bank

1.20%

1.00%

1.10%

GMAC Bank

2.25%

2.75%

3.20%

HSBC Direct

1.65%

2.30%

2.05%

ING Direct

1.50%

1.50%

1.50%

WT Direct

1.76%

 

 

Money Aisle

(get bid)

(get bid)

(get bid)

Rates are APY (Annual Percentage Yield)
Assumption: $10,000 deposit

Mortgage

Lender

 

5/1
 Adjustable Rate

30 Year
Fixed Rate

Bank of America

 

4.284%

4.908%

Chase Mortgage

 

4.330%

4.754%

Citibank Mortgage

 

 

4.756%

GMAC Mortgage

 

 

N/A

Quicken Loans

 

 

4.576%

Wachovia

 

4.125%

4.772%

Wells Fargo

 

4.281%

4.960%

Lending Tree

 

(get quotes)

(get quotes)

Rates are APR (Annual Percentage Rate)
Assumptions when available:  $320,000 conforming loan,
20% down, excellent credit, documented income,
priced with approximately 1 point loan cost (+/- .25 point)
California property  (Rates Survey between Friday and Monday)