This is a look at some of the best interest rates for deposits and loans from national banks and lenders.  (Surveyed Monday morning.)

Bank

Savings Account

1 Year CD

3 Year CD

Capital One

2.01%

0.75%

2.00%

Discover Bank

1.90%

2.35%

3.10%

Dollar Savings

2.05%

 

 

E*Trade Bank

1.20%

1.00%

1.10%

GMAC Bank

2.25%

2.75%

3.20%

HSBC Direct

1.65%

2.30%

2.05%

ING Direct

1.50%

1.50%

1.50%

WT Direct

1.76%

 

 

Money Aisle

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Rates are APY (Annual Percentage Yield)
Assumption: $10,000 deposit

Mortgage

Lender

 

5/1
 Adjustable Rate

30 Year
Fixed Rate

Bank of America

 

4.319%

5.023%

Chase Mortgage

 

4.353%

5.132%

Citibank Mortgage

 

 

4.893%

GMAC Mortgage

 

 

N/A

Quicken Loans

 

 

4.922%

Wachovia

 

4.500%

4.887%

Wells Fargo

 

4.407%

5.086%

Lending Tree

 

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Rates are APR (Annual Percentage Rate)
Assumptions when available:  $320,000 conforming loan,
20% down, excellent credit, documented income,
priced with approximately 1 point loan cost (+/- .25 point)
California property  (Rates Survey between Friday and Monday)