This is a look at some of the best interest rates for deposits and loans from national banks and lenders. (Surveyed Monday afternoon.)

Bank

Savings Account

1 Year CD

3 Year CD

Capital One

2.27%

1.05%

2.00%

Discover Bank

2.15%

2.50%

3.00%

Dollar Savings

2.25%

 

 

E*Trade Bank

1.95%

1.00%

1.10%

GMAC Bank

2.75%

2.95%

3.00%

HSBC Direct

1.85%

2.50%

2.25%

ING Direct

1.65%

1.50%

1.50%

WT Direct

2.01%

 

 

Money Aisle

(get free bid)

(get free bid)

(get free bid)

Rates are APY (Annual Percentage Yield)
Assumption: $10,000 deposit

Mortgage

Lender

 

5/1
 Adjustable Rate

30 Year
Fixed Rate

Bank of America

 

4.570%

5.172%

Chase Mortgage

 

4.606%

5.132%

Citibank Mortgage

 

 

5.019%

GMAC Mortgage

 

 

5.157%

ING Direct

 

4.575%

 

Quicken Loans

 

 

5.220%

Wachovia

 

5.125%

5.110%

Wells Fargo

 

4.754%

5.086%

Lending Tree

 

(free quotes)

(free quotes)

Rates are APR (Annual Percentage Rate)
Assumptions when available:  $320,000 conforming loan,
20% down, excellent credit, documented income,
priced with approximately 1 point loan cost (+/- .25 point)
California property  (Rates Survey between Friday and Monday)