This is a look at some of the best interest rates for deposits and loans from national banks and lenders. (Surveyed Monday afternoon.)

Bank

Savings Account

1 Year CD

3 Year CD

Capital One

2.27%

1.05%

2.00%

Discover Bank

2.15%

2.50%

2.90%

Dollar Savings

2.65%

 

 

E*Trade Bank

1.95%

1.00%

1.10%

GMAC Bank

2.75%

2.95%

3.00%

HSBC Direct

2.25%

2.50%

2.25%

ING Direct

1.85%

1.75%

1.75%

WT Direct

2.01%

 

 

Money Aisle

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Rates are APY (Annual Percentage Yield)
Assumption: $10,000 deposit

Mortgage

Lender

 

5/1
 Adjustable Rate

30 Year
Fixed Rate

Bank of America

 

4.548%

5.527%

Chase Mortgage

 

4.563%

5.269%

Citibank Mortgage

 

 

5.271%

GMAC Mortgage

 

 

5.398%

ING Direct

 

4.668%

 

Quicken Loans

 

 

5.220%

Wachovia

 

5.000%

5.249%

Wells Fargo

 

4.627%

5.340%

Lending Tree

 

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Rates are APR (Annual Percentage Rate)
Assumptions when available:  $320,000 conforming loan,
20% down, excellent credit, documented income,
priced with approximately 1 point loan cost (+/- .25 point)
California property  (Rates Survey between Friday and Monday)