This is a look at some of the best interest rates for deposits and loans from national banks and lenders. (Surveyed Monday afternoon.)
 

Bank

Savings Account

1 Year CD

3 Year CD

Capital One

2.50%

1.50%

3.00%

Dollar Savings

3.05%

 

 

E*Trade Bank

2.15%

1.10%

1.10%

GMAC Bank

2.75%

2.85%

3.00%

HSBC Direct

2.45%

2.50%

2.25%

ING Direct

2.20%

2.00%

2.00%

WT Direct

2.51%

 

 

Money Aisle

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Rates are APY (Annual Percentage Yield)

Mortgage

Lender

 

5/1
 Adjustable Rate

30 Year
Fixed Rate

Bank of America

 

 

5.160%

Chase Mortgage

 

4.574%

5.006%

GMAC Mortgage

 

 

5.146%

ING Direct

 

4.588%

 

Quicken Loans

 

 

5.059%

Wachovia

 

5.125%

5.227%

Wells Fargo

 

4.933%

5.340%

Lending Tree

 

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Rates are APR (Annual Percentage Rate)
Assumptions:  $320,000 conforming loan, 20% down, excellent credit, documented income, priced with approximately 1 point loan cost
California property  (Rates Survey between Friday and Monday)