This is a look at some of the best interest rates for deposits and loans from national banks and lenders. (Surveyed Monday morning.)

Bank

Savings Account

1 Year CD

3 Year CD

Capital One

2.64%

1.50%

3.25%

Dollar Savings

3.20%

 

 

E*Trade Bank

2.50%

1.10%

1.10%

GMAC Bank

2.75%

3.00%

3.00%

HSBC Direct

2.45%

2.50%

2.25%

ING Direct

2.20%

2.00%

2.00%

Money Aisle

(get bid)

(get bid)

(get bid)

Rates are APY (Annual Percentage Yield)

Mortgage

Lender

 

5/1
 Adjustable Rate

30 Year
Fixed Rate

Bank of America

 

4.677%

5.413%

Chase Mortgage

 

4.881%

5.258%

ING Direct

 

4.681%

 

Quicken Loans

 

 

5.093%

Wachovia

 

4.875%

5.238%

Wells Fargo

 

4.832%

5.340%

Lending Tree

 

(get quotes)

(get quotes)

 

 

 

 

Rates are APR (Annual Percentage Rate)
Assumptions:  $320,000 conforming loan, 20% down, excellent credit, documented income, priced with approximately 1 point loan cost
California property  (Rates Survey between Friday and Monday)