This is a look at some of the best interest rates for deposits and loans from national banks and lenders. (Surveyed Monday morning.)  Mortgage rates have dropped significantly from last week.  Some deposit rates the same, others down slightly. 

Bank

Savings Account

1 Year CD

3 Year CD

Capital One

2.64%

2.00%

3.50%

Dollar Savings

4.00%

 

 

E*Trade Bank

3.01%

1.75%

1.20%

GMAC Bank

3.25%

3.75%

3.40%

HSBC Direct

2.60%

3.00%

2.50%

ING Direct

2.50%

2.75%

2.75%

Money Aisle

(get bid)

(get bid)

(get bid)

Rates are APY (Annual Percentage Yield)

Mortgage

Lender

 

5/1
 Adjustable Rate

30 Year
Fixed Rate

Bank of America

 

4.443%

5.151%

Chase Mortgage

 

4.904%

4.716%

ING Direct

 

4.696%

 

Quicken Loans

 

 

4.587%

Wachovia

 

4.500%

4.991%

Wells Fargo

 

4.527%

4.960%

Lending Tree

 

(get quotes)

(get quotes)

 

 

 

 

Rates are APR (Annual Percentage Rate)
Assumptions:  $320,000 conforming loan, 20% down, excellent credit, documented income,
California property  (Rates Survey between Friday and Monday)