This is a look at some of the best interest rates for deposits and loans from national banks and lenders.  (Surveyed Monday morning.)

Bank

Savings Account

1 Year CD

3 Year CD

Capital One

2.64%

2.00%

3.25%

Dollar Savings

3.50%

 

 

E*Trade Bank

3.01%

1.45%

1.30%

GMAC Bank

3.00%

3.00%

3.00%

HSBC Direct

2.45%

2.75%

2.50%

ING Direct

2.40%

2.50%

2.50%

Money Aisle

(get bid)

(get bid)

(get bid)

Rates are APY (Annual Percentage Yield)

Mortgage

Lender

 

5/1
 Adjustable Rate

30 Year
Fixed Rate

Bank of America

 

4.686%

5.036%

Chase Mortgage

 

4.684%

5.017%

ING Direct

 

4.601%

 

Quicken Loans

 

 

5.059%

Wachovia

 

4.750%

5.231%

Wells Fargo

 

4.736%

5.466%

Lending Tree

 

(get quotes)

(get quotes)

 

 

 

 

Rates are APR (Annual Percentage Rate)
Assumptions:  $320,000 conforming loan, 20% down, excellent credit, documented income,
California property  (Rates Survey between Friday and Monday)