This is a look at some of the best interest rates for deposits and loans from national banks and lenders. (Surveyed Sunday evening.)

Bank

Savings Account

1 Year CD

3 Year CD

Capital One

2.64%

2.00%

3.25%

Dollar Savings

4.00%

 

 

E*Trade Bank

3.01%

1.45%

1.30%

GMAC Bank

3.00%

3.50%

3.20%

HSBC Direct

2.60%

2.75%

2.50%

ING Direct

2.50%

2.75%

2.75%

Money Aisle

(get bid)

(get bid)

(get bid)

Rates are APY (Annual Percentage Yield)

Mortgage

Lender

 

5/1
 Adjustable Rate

30 Year
Fixed Rate

Bank of America

 

4.642%

5.530%

Chase Mortgage

 

4.635%

4.842%

ING Direct

 

4.520%

 

Quicken Loans

 

 

5.059%

Wachovia

 

4.625%

5.380%

Wells Fargo

 

4.608%

5.466%

Lending Tree

 

(get quotes)

(get quotes)

 

 

 

 

Rates are APR (Annual Percentage Rate)
Assumptions:  $320,000 conforming loan, 20% down, excellent credit, documented income,
California property  (Rates Survey between Friday and Monday)