This is a look at some of the best interest rates for deposits and loans from national banks and lenders. (Rates surveyed Sunday.)

Bank

Savings Account

1 Year CD

3 Year CD

Capital One

3.25%

2.50%

3.75%

Dollar Savings

4.00%

 

 

E*Trade Bank

3.01%

1.80%

1.40%

GMAC Bank

3.75%

4.00%

4.05%

HSBC Direct

3.00%

3.50%

2.75%

ING Direct

2.75%

3.50%

3.25%

Money Aisle

(get bid)

(get bid)

(get bid)

Rates are APY (Annual Percentage Yield)

Mortgage

Lender

 

5/1
 Adjustable Rate

30 Year
Fixed Rate

Bank of America

 

4.995%

5.404%

Chase Mortgage

 

5.082%

4.738%

ING Direct

 

4.856%

 

Quicken Loans

 

 

5.059%

Wachovia

 

4.750%

5.116%

Wells Fargo

 

5.256%

5.086%

Lending Tree

 

(get quotes)

(get quotes)

 

 

 

 

Rates are APR (Annual Percentage Rate)
Assumptions:  $320,000 conforming loan, 20% down, excellent credit, documented income,
California property  (Rates Survey between Friday and Monday)