This is a look at some of the best interest rates for deposits and loans from national banks and lenders. (Surveyed Monday morning.)

Bank

Savings Account

1 Year CD

3 Year CD

Capital One Bank

3.40%

3.50%

4.00%

Dollar Savings

4.00%

 

 

E*Trade Bank

3.30%

2.40%

2.15%

GMAC Bank

3.75%

4.25%

4.50%

HSBC Direct

3.00%

3.50%

2.75%

ING Direct

2.75%

4.00%

3.75%

 

 

 

 

Rates are APY (Annual Percentage Yield)

Mortgage

Lender

 

5/1
 Adjustable Rate

30 Year
Fixed Rate

Bank of America

 

5.881%

5.656%

Chase Mortgage

 

5.516%

5.231%

ING Direct

 

5.254%

 

Quicken Loans

 

5.512%

5.324%

Wachovia

 

5.625%

5.254%

Wells Fargo

 

5.406%

5.593%

Lending Tree

 

(get quotes)

(get quotes)

 

 

 

 

Rates are APR (Annual Percentage Rate)
Assumptions:  $320,000 conforming loan, 20% down, excellent credit, documented income,
California property  (Rates Survey between Friday and Monday)