This is a look at some of the best interest rates for deposits and loans from national banks and lenders.  (Surveyed Friday night.) 

Bank

Savings Account

1 Year CD

3 Year CD

Capital One Bank

3.40%

3.85%

4.00%

Dollar Savings

4.00%

 

 

E*Trade Bank

3.30%

2.40%

2.30%

GMAC Bank

3.75%

4.25%

4.50%

HSBC Direct

3.00%

3.50%

2.75%

ING Direct

2.75%

4.00%

3.75%

 

 

 

 

Rates are APY (Annual Percentage Yield)

  

Mortgage

Lender

 

5/1
 Adjustable Rate

30 Year
Fixed Rate

Bank of America

 

5.701%

6.539%

Chase Mortgage

 

5.601%

6.375%

ING Direct

 

5.254%

 

Quicken Loans

 

5.635%

5.721%

Wachovia

 

5.375%

5.998%

Wells Fargo

 

5.406%

6.099%

Lending Tree

 

(get quotes)

(get quotes)

 

 

 

 

Rates are APR (Annual Percentage Rate)
Assumptions:  conforming loan, 20% down, good credit, documented income
California property  (Rates Survey between Friday and Monday)